top of page
image.png

KARMATA CAPITAL – PRIVACY POLICY
Last Updated: 09/03/2023
This Privacy Policy explains how Karmata Capital (“Company,” “we,” “our,” or “us”) collects, uses, shares, and protects your information when you visit our website, apply for business funding, or communicate with us.
By using our website or submitting information, you consent to the practices described in this Privacy Policy.
 
 
1. Information We Collect
We collect information in the following ways:
a. Information You Provide Directly
This includes:

  • Business name and contact details
     

  • Owner/representative name and contact details
     

  • Email address, phone number, and physical address
     

  • Business financial information
     

  • Bank statements and revenue data
     

  • Tax ID or EIN
     

  • Funding requests and application details
     

  • Documents uploaded for underwriting purposes
     

b. Information Collected Automatically
When you visit our website, we may automatically collect:

  • IP address
     

  • Browser type and device information
     

  • Pages visited
     

  • Time spent on pages
     

  • Cookies and tracking technologies
     

c. Information from Third Parties
We may receive information from:

  • Credit bureaus
     

  • Data verification providers
     

  • Bank verification systems
     

  • Marketing partners
     

  • Lenders and funders within our network
     

 
2. How We Use Your Information
We use collected information to:

  • Review and process funding applications
     

  • Verify business and financial details
     

  • Provide funding options and quotes
     

  • Improve our website and services
     

  • Communicate with you regarding your application
     

  • Prevent fraud and comply with legal requirements
     

  • Deliver marketing and promotional content (opt-out available)
     

 
3. Sharing Your Information
We may share your information with:
a. Funding Partners and Lenders
To provide funding options, we must share relevant application data with our partners.
b. Service Providers
Including:

  • Bank verification services
     

  • Document processing tools
     

  • Cloud hosting providers
     

  • Email and SMS communication platforms
     

c. Legal or Compliance Reasons
We may share information if required by:

  • Law enforcement
     

  • Court order
     

  • Government regulations
     

d. Business Transfers
If Karmata Capital undergoes a merger, acquisition, or asset sale, your information may be transferred.
We do not sell personal information to third parties for unrelated marketing.
 
4. Cookies & Tracking Technologies
We use cookies, pixels, and analytics tools (like Google Analytics and Meta Pixel) to:

  • Understand website traffic
     

  • Improve customer experience
     

  • Tailor advertisements
     

You can disable cookies through your browser settings.
 
5. Data Security
We take reasonable measures to protect your data, including:

  • Encryption
     

  • Secure servers
     

  • Access controls
     

  • Network monitoring
     

However, no method of online transmission is 100% secure, and we cannot guarantee absolute protection.
 
6. Your Choices and Rights
Depending on your location, you may have rights to:

  • Access the information we hold
     

  • Correct or update your information
     

  • Request deletion of your data
     

  • Opt out of marketing communications
     

You can request these actions by contacting us at:
info@karmatacapital.com
 
7. Email, SMS & Phone Communication
By providing your information, you consent to being contacted by:

  • Phone
     

  • SMS/text messages
     

  • Email
     

  • Automated systems
     

You may opt out of marketing emails or texts at any time, but transactional communications cannot be disabled.
 
8. Retention of Information
We retain information for as long as necessary to:

  • Process your application
     

  • Provide funding services
     

  • Comply with legal, tax, and regulatory obligations
     

Afterward, information may be securely archived or deleted.
 
9. Third-Party Links
Our website may contain links to external websites.
We are not responsible for:

  • Their privacy practices
     

  • Their content
     

  • Their data handling policies
     

You should review each third-party privacy policy before interacting with their site.
 
10. Children’s Privacy
Karmata Capital does not knowingly collect or process information from individuals under the age of 18.
If you believe a minor has submitted information, contact us immediately.
 
11. Changes to This Policy
We may update this Privacy Policy from time to time.
Changes take effect immediately upon posting to this page.
Your continued use of our website constitutes acceptance of any updates.
 
12. Contact Information
If you have questions about this Privacy Policy or would like to request changes to your information, contact us:
Karmata Capital
Email: info@karmatacapital.com
Phone: (917) 914-7125
 

bottom of page